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BNP Paribas Personal Finance is a major player in consumer credit in France and Europe, offering a wide range of consumer lending products. A 100% subsidiary of the BNP Paribas Group, the company provides, through its brands Cetelem, Findomestic, and Alpha Credit, a comprehensive range of personal loans available in stores, at car dealerships, or directly to customers through its contact centers and online platforms. In 2024, BNP Paribas Personal Finance generated €4.9 billion in revenue, serving 22 million customers and employing nearly 17,000 people. For many years, BNP Paribas Personal Finance has pursued an active partnership strategy with retail brands, automotive manufacturers and distributors, e-commerce sites, and other financial institutions (banks and insurance companies). These long-term collaborations rely on its deep integrated services adapted to its partners’ operations and business strategies - with key partnerships including Apple, Jaguar Land Rover, Stellantis, MediaMarkt, as well as Bank of Nanjing and Geely in China. To support its customers and partners, BNP Paribas Personal Finance is committed to promoting access to more responsible and sustainable consumption. ━ To learn more about our Data Protection Policy: https://bnpp.lk/0L782b

BNP Paribas Personal Finance A.I CyberSecurity Scoring

BPPF

Company Details

Linkedin ID:

bnp-paribas-personal-finance

Employees number:

14,408

Number of followers:

161,925

NAICS:

52211

Industry Type:

Banking

Homepage:

personal-finance.bnpparibas

IP Addresses:

0

Company ID:

BNP_1296442

Scan Status:

In-progress

AI scoreBPPF Risk Score (AI oriented)

Between 750 and 799

https://images.rankiteo.com/companyimages/bnp-paribas-personal-finance.jpeg
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globalscoreBPPF Global Score (TPRM)

XXXX

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BPPF Banking
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BPPF Company CyberSecurity News & History

Past Incidents
0
Attack Types
0
No data available
Ailogo

BPPF Company Scoring based on AI Models

Cyber Incidents Likelihood 3 - 6 - 9 months

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Incident Predictions locked
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A.I Risk Score Likelihood 3 - 6 - 9 months

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A.I. Risk Score Predictions locked
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statics

Underwriter Stats for BPPF

Incidents vs Banking Industry Average (This Year)

No incidents recorded for BNP Paribas Personal Finance in 2026.

Incidents vs All-Companies Average (This Year)

No incidents recorded for BNP Paribas Personal Finance in 2026.

Incident Types BPPF vs Banking Industry Avg (This Year)

No incidents recorded for BNP Paribas Personal Finance in 2026.

Incident History — BPPF (X = Date, Y = Severity)

BPPF cyber incidents detection timeline including parent company and subsidiaries

BPPF Company Subsidiaries

SubsidiaryImage

BNP Paribas Personal Finance is a major player in consumer credit in France and Europe, offering a wide range of consumer lending products. A 100% subsidiary of the BNP Paribas Group, the company provides, through its brands Cetelem, Findomestic, and Alpha Credit, a comprehensive range of personal loans available in stores, at car dealerships, or directly to customers through its contact centers and online platforms. In 2024, BNP Paribas Personal Finance generated €4.9 billion in revenue, serving 22 million customers and employing nearly 17,000 people. For many years, BNP Paribas Personal Finance has pursued an active partnership strategy with retail brands, automotive manufacturers and distributors, e-commerce sites, and other financial institutions (banks and insurance companies). These long-term collaborations rely on its deep integrated services adapted to its partners’ operations and business strategies - with key partnerships including Apple, Jaguar Land Rover, Stellantis, MediaMarkt, as well as Bank of Nanjing and Geely in China. To support its customers and partners, BNP Paribas Personal Finance is committed to promoting access to more responsible and sustainable consumption. ━ To learn more about our Data Protection Policy: https://bnpp.lk/0L782b

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February 18, 2026 08:01 AM
BNP Paribas adopts Inicio AI for income and expenditure checks

BNP Paribas Personal Finance UK to embed Inicio AI's affordability checks across its customer journey after a 12-month trial in the Creation Finance app.

February 12, 2026 08:00 AM
Leading consumer finance provider announces new flexible finance account

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Changan UK has entered into an agreement with BNP Paribas Personal Finance and Arval UK, according to a company press release.

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faq

Frequently Asked Questions

Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.

BPPF CyberSecurity History Information

Official Website of BNP Paribas Personal Finance

The official website of BNP Paribas Personal Finance is https://personal-finance.bnpparibas/.

BNP Paribas Personal Finance’s AI-Generated Cybersecurity Score

According to Rankiteo, BNP Paribas Personal Finance’s AI-generated cybersecurity score is 778, reflecting their Fair security posture.

How many security badges does BNP Paribas Personal Finance’ have ?

According to Rankiteo, BNP Paribas Personal Finance currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.

Has BNP Paribas Personal Finance been affected by any supply chain cyber incidents ?

According to Rankiteo, BNP Paribas Personal Finance has not been affected by any supply chain cyber incidents, and no incident IDs are currently listed for the organization.

Does BNP Paribas Personal Finance have SOC 2 Type 1 certification ?

According to Rankiteo, BNP Paribas Personal Finance is not certified under SOC 2 Type 1.

Does BNP Paribas Personal Finance have SOC 2 Type 2 certification ?

According to Rankiteo, BNP Paribas Personal Finance does not hold a SOC 2 Type 2 certification.

Does BNP Paribas Personal Finance comply with GDPR ?

According to Rankiteo, BNP Paribas Personal Finance is not listed as GDPR compliant.

Does BNP Paribas Personal Finance have PCI DSS certification ?

According to Rankiteo, BNP Paribas Personal Finance does not currently maintain PCI DSS compliance.

Does BNP Paribas Personal Finance comply with HIPAA ?

According to Rankiteo, BNP Paribas Personal Finance is not compliant with HIPAA regulations.

Does BNP Paribas Personal Finance have ISO 27001 certification ?

According to Rankiteo,BNP Paribas Personal Finance is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.

Industry Classification of BNP Paribas Personal Finance

BNP Paribas Personal Finance operates primarily in the Banking industry.

Number of Employees at BNP Paribas Personal Finance

BNP Paribas Personal Finance employs approximately 14,408 people worldwide.

Subsidiaries Owned by BNP Paribas Personal Finance

BNP Paribas Personal Finance presently has no subsidiaries across any sectors.

BNP Paribas Personal Finance’s LinkedIn Followers

BNP Paribas Personal Finance’s official LinkedIn profile has approximately 161,925 followers.

NAICS Classification of BNP Paribas Personal Finance

BNP Paribas Personal Finance is classified under the NAICS code 52211, which corresponds to Commercial Banking.

BNP Paribas Personal Finance’s Presence on Crunchbase

No, BNP Paribas Personal Finance does not have a profile on Crunchbase.

BNP Paribas Personal Finance’s Presence on LinkedIn

Yes, BNP Paribas Personal Finance maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/bnp-paribas-personal-finance.

Cybersecurity Incidents Involving BNP Paribas Personal Finance

As of April 02, 2026, Rankiteo reports that BNP Paribas Personal Finance has not experienced any cybersecurity incidents.

Number of Peer and Competitor Companies

BNP Paribas Personal Finance has an estimated 7,284 peer or competitor companies worldwide.

BNP Paribas Personal Finance CyberSecurity History Information

How many cyber incidents has BNP Paribas Personal Finance faced ?

Total Incidents: According to Rankiteo, BNP Paribas Personal Finance has faced 0 incidents in the past.

What types of cybersecurity incidents have occurred at BNP Paribas Personal Finance ?

Incident Types: The types of cybersecurity incidents that have occurred include .

Incident Details

What are the most common types of attacks the company has faced ?

Additional Questions

cve

Latest Global CVEs (Not Company-Specific)

Description

A vulnerability was found in Nothings stb up to 1.26. Impacted is the function stbtt_InitFont_internal in the library stb_truetype.h of the component TTF File Handler. Performing a manipulation results in out-of-bounds read. Remote exploitation of the attack is possible. The exploit has been made public and could be used. The vendor was contacted early about this disclosure but did not respond in any way.

Risk Information
cvss2
Base: 5.0
Severity: LOW
AV:N/AC:L/Au:N/C:N/I:N/A:P
cvss3
Base: 4.3
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:R/S:U/C:N/I:N/A:L
cvss4
Base: 5.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:P/VC:N/VI:N/VA:L/SC:N/SI:N/SA:N/E:P/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

V-SFT versions 6.2.10.0 and prior contain an out-of-bounds read in VS6ComFile!get_macro_mem_COM. Opening a crafted V7 file may lead to information disclosure from the affected product.

Risk Information
cvss3
Base: 7.8
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:N/UI:R/S:U/C:H/I:H/A:H
cvss4
Base: 8.4
Severity: LOW
CVSS:4.0/AV:L/AC:L/AT:N/PR:N/UI:A/VC:H/VI:H/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

V-SFT versions 6.2.10.0 and prior contain a stack-based buffer overflow in VS6ComFile!CSaveData::_conv_AnimationItem. Opening a crafted V7 file may lead to arbitrary code execution on the affected product.

Risk Information
cvss3
Base: 7.8
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:N/UI:R/S:U/C:H/I:H/A:H
cvss4
Base: 8.4
Severity: LOW
CVSS:4.0/AV:L/AC:L/AT:N/PR:N/UI:A/VC:H/VI:H/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

V-SFT versions 6.2.10.0 and prior contain an out-of-bounds read vulnerability in VS6MemInIF!set_temp_type_default. Opening a crafted V7 file may lead to information disclosure from the affected product.

Risk Information
cvss3
Base: 7.8
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:N/UI:R/S:U/C:H/I:H/A:H
cvss4
Base: 8.4
Severity: LOW
CVSS:4.0/AV:L/AC:L/AT:N/PR:N/UI:A/VC:H/VI:H/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

V-SFT versions 6.2.10.0 and prior contain an out-of-bounds read vulnerability in VS6ComFile!load_link_inf. Opening a crafted V7 file may lead to information disclosure from the affected product.

Risk Information
cvss3
Base: 7.8
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:N/UI:R/S:U/C:H/I:H/A:H
cvss4
Base: 8.4
Severity: LOW
CVSS:4.0/AV:L/AC:L/AT:N/PR:N/UI:A/VC:H/VI:H/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X

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These are some of the factors we use to calculate the overall score:

Network Security

Identify exposed access points, detect misconfigured SSL certificates, and uncover vulnerabilities across the network infrastructure.

SBOM (Software Bill of Materials)

Gain visibility into the software components used within an organization to detect vulnerabilities, manage risk, and ensure supply chain security.

CMDB (Configuration Management Database)

Monitor and manage all IT assets and their configurations to ensure accurate, real-time visibility across the company's technology environment.

Threat Intelligence

Leverage real-time insights on active threats, malware campaigns, and emerging vulnerabilities to proactively defend against evolving cyberattacks.

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