Home Credit Philippines Company Cyber Security Posture
homecredit.phAs a global tech-driven consumer finance company, Home Credit understands how technology can impact people's lives. When we launched in Manila in 2013, our goal was simple: to provide financial tools even to first-time borrowers, at a speed that no one else can match. We are proud to have introduced these inclusive products to the country, and along the way, we at Home Credit Philippines have grown our customer base to more than 10 million clients, and our workforce to over 15,000 employees. We've impacted countless lives—our customers', and our own people's. Now, as the consumer finance landscape shifts to digital, Home Credit is undergoing a transformation of its own, and digitizing its products and services—allowing customers to avail of Home Credit’s products even faster and easier through tools such as the My Home Credit mobile app. In the process, the company aims to reposition itself: from a company known for its in-store loans, to a modern, digital company that provides innovative financing tools to the Filipino market. A tech-driven company that is there for the customer in every step of the customer experience—whether they are inside the store, or in the comfort of their homes. Corporate Name: HC Consumer Finance Philippines, Inc. SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 | Issued 07 April 2017. HC Consumer Finance Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas with tel no. (02) 8708-7087, email address: [email protected], and webchat at www.bsp.gov.ph. For any concerns or complaints about our company, product, and services, you may reach out to our customer service through the following: Twitter | Facebook | Instagram | Tiktok: @homecreditph YouTube: https://www.youtube.com/c/HomeCreditPHILS Email: [email protected] Hotline: (02) 7753 5711 (Globe) (02) 8424 6611 (PLDT)
HCP Company Details
home-credit-philippines
10,001+ employees
50653
52
Financial Services
homecredit.ph
13
HOM_2913035
In-progress
HCP Risk Score (AI oriented)Between 800 and 900
This score is AI-generated and less favored by cyber insurers, who prefer the TPRM score.
HCP Global Score.png)
Home Credit Philippines Company Scoring based on AI Models
| Model Name | Date | Description | Current Score Difference | Score |
|---|---|---|---|---|
| AVERAGE-Industry | 03-12-2025 | This score represents the average cybersecurity rating of companies already scanned within the same industry. It provides a benchmark to compare an individual company's security posture against its industry peers. | N/A | Between 800 and 900 |
Home Credit Philippines Company Cyber Security News & History
| Entity | Type | Severity | Impact | Seen | Url ID | Details | View |
|---|
Home Credit Philippines Company Subsidiaries
As a global tech-driven consumer finance company, Home Credit understands how technology can impact people's lives. When we launched in Manila in 2013, our goal was simple: to provide financial tools even to first-time borrowers, at a speed that no one else can match. We are proud to have introduced these inclusive products to the country, and along the way, we at Home Credit Philippines have grown our customer base to more than 10 million clients, and our workforce to over 15,000 employees. We've impacted countless lives—our customers', and our own people's. Now, as the consumer finance landscape shifts to digital, Home Credit is undergoing a transformation of its own, and digitizing its products and services—allowing customers to avail of Home Credit’s products even faster and easier through tools such as the My Home Credit mobile app. In the process, the company aims to reposition itself: from a company known for its in-store loans, to a modern, digital company that provides innovative financing tools to the Filipino market. A tech-driven company that is there for the customer in every step of the customer experience—whether they are inside the store, or in the comfort of their homes. Corporate Name: HC Consumer Finance Philippines, Inc. SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 | Issued 07 April 2017. HC Consumer Finance Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas with tel no. (02) 8708-7087, email address: [email protected], and webchat at www.bsp.gov.ph. For any concerns or complaints about our company, product, and services, you may reach out to our customer service through the following: Twitter | Facebook | Instagram | Tiktok: @homecreditph YouTube: https://www.youtube.com/c/HomeCreditPHILS Email: [email protected] Hotline: (02) 7753 5711 (Globe) (02) 8424 6611 (PLDT)
Access Data Using Our API
Get company history
Rapid.png)
HCP Cyber Security News
MUFG agrees to sell 25% stake in Home Credit Philippines to affiliate | by Norbert Gehrke | Tokyo FinTech
MUFG and MUFG Bank are entering into an agreement to sell a 25% stake of HC Consumer Finance Philippines (HCPH) to Security Bank, ...
Dy’s Security Bank Buys MUFG’s Stake In Home Credit Philippines
Security Bank, the Manila-based lender controlled by tycoon Frederick Dy and his family, will acquire 25% of Home Credit Philippines to ...
14 Online Scams You Need to Be Aware of—and How to Avoid Them
Learn about these common online scams so you'll be better protected from falling prey to scammers and con artists.
‘Government faces wave of cyber attacks after Duterte arrest’
Cybersecurity activities targeting government websites have increased following the arrest of former president Rodrigo Duterte.
ICT expert explains how the Philippines can improve cybersecurity
Abhishek Srivastava, an ICT expert with over 10 years of experience at Arthur D. Little, explains how the PH can improve cybersecurity.
Home Credit partners with retailers for iPhone 16e launch
EASY PURCHASE Owning the latest iPhone 16e is #EasyWithHomeCredit, thanks to exclusive deals and installment plans. PHOTO FROM HOME CREDIT.
Itodo ang holiday shopping with Home Credit’s Todo Pasko deals
Discover exclusive installment offers on appliances, furniture, and gadgets to bring home the perfect gifts for yourself and your loved ones this holiday ...
MUFJ to Acquire Home Credit Group’s Southeast Asia Units
MUFJ to Acquire Home Credit Group's Southeast Asia Units · MUFG expects to complete the acquisition in 2023, subject to regulatory approvals.
Philippines Recorded Highest Numbers for Phishing Attacks
In 2023, the country recorded the highest number of financial-related phishing attempts on business devices with 163,279 incidents, Kaspersky ...
HCP Similar Companies
HSBC
Opening up a world of opportunity for our customers, our people, our investors and our communities. We're one of the world’s largest financial services organisations and serve more than 41 million customers, ranging from individual savers and investors to some of the world’s biggest companies and
J.P. Morgan
J.P. Morgan is a leader in financial services, offering solutions to clients in more than 100 countries with one of the most comprehensive global product platforms available. We have been helping our clients to do business and manage their wealth for more than 200 years. Our business has been built
Cholamandalam Investment and Finance Company Limited
Cholamandalam Investment and Finance Company Limited (Chola), founded in 1978 as part of the Murugappa Group, initially focused on equipment financing. Over the years, Chola has transformed into a leading comprehensive financial services provider, offering a wide array of solutions including vehicle
ACE GLOBAL DEPOSITORY
ACE Global Depository provides a comprehensive range of risk management solutions across the entire commodity value chain. We pride ourselves in being able to adapt our expertise to the specific needs and requirements of all our clients on a transaction by transaction basis. ACE GLOBAL Depository
Allianz
The Allianz Group is one of the world's leading insurers and asset managers with more than 100 million private and corporate customers in more than 70 countries. We are proud to be the Worldwide Insurance Partner of the Olympic & Paralympic Movements from 2021 until 2028 and to be recognized as one
Wells Fargo Advisors
With financial advisors serving our clients in all 50 states, Wells Fargo Advisors is headquartered in St. Louis. At the end of the day, we help our clients succeed financially. For us – our Financial Advisors and thousands of other team members – it's a commitment. It's about honoring our relation
Frequently Asked Questions (FAQ) on Cybersecurity Incidents
HCP CyberSecurity History Information
Total Incidents: According to Rankiteo, HCP has faced 0 incidents in the past.
Incident Types: As of the current reporting period, HCP has not encountered any cybersecurity incidents.
Total Financial Loss: The total financial loss from these incidents is estimated to be {total_financial_loss}.
Cybersecurity Posture: The company's overall cybersecurity posture is described as As a global tech-driven consumer finance company, Home Credit understands how technology can impact people's lives. When we launched in Manila in 2013, our goal was simple: to provide financial tools even to first-time borrowers, at a speed that no one else can match. We are proud to have introduced these inclusive products to the country, and along the way, we at Home Credit Philippines have grown our customer base to more than 10 million clients, and our workforce to over 15,000 employees. We've impacted countless lives—our customers', and our own people's. Now, as the consumer finance landscape shifts to digital, Home Credit is undergoing a transformation of its own, and digitizing its products and services—allowing customers to avail of Home Credit’s products even faster and easier through tools such as the My Home Credit mobile app. In the process, the company aims to reposition itself: from a company known for its in-store loans, to a modern, digital company that provides innovative financing tools to the Filipino market. A tech-driven company that is there for the customer in every step of the customer experience—whether they are inside the store, or in the comfort of their homes. Corporate Name: HC Consumer Finance Philippines, Inc. SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 | Issued 07 April 2017. HC Consumer Finance Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas with tel no. (02) 8708-7087, email address: [email protected], and webchat at www.bsp.gov.ph. For any concerns or complaints about our company, product, and services, you may reach out to our customer service through the following: Twitter | Facebook | Instagram | Tiktok: @homecreditph YouTube: https://www.youtube.com/c/HomeCreditPHILS Email: [email protected] Hotline: (02) 7753 5711 (Globe) (02) 8424 6611 (PLDT).
Detection and Response: The company detects and responds to cybersecurity incidents through {description_of_detection_and_response_process}.
Incident Details
Incident 1: Ransomware Attack
Title: {Incident_Title}
Description: {Brief_description_of_the_incident}
Date Detected: {Detection_Date}
Date Publicly Disclosed: {Disclosure_Date}
Date Resolved: {Resolution_Date}
Type: {Type_of_Attack}
Attack Vector: {Attack_Vector}
Vulnerability Exploited: {Vulnerability}
Threat Actor: {Threat_Actor}
Motivation: {Motivation}
Incident 2: Data Breach
Title: {Incident_Title}
Description: {Brief_description_of_the_incident}
Date Detected: {Detection_Date}
Date Publicly Disclosed: {Disclosure_Date}
Date Resolved: {Resolution_Date}
Type: {Type_of_Attack}
Attack Vector: {Attack_Vector}
Vulnerability Exploited: {Vulnerability}
Threat Actor: {Threat_Actor}
Motivation: {Motivation}
Common Attack Types: As of now, the company has not encountered any reported incidents involving common cyberattacks.
Identification of Attack Vectors: The company identifies the attack vectors used in incidents through {description_of_identification_process}.
Impact of the Incidents
Incident 1: Ransomware Attack
Financial Loss: {Financial_Loss}
Data Compromised: {Data_Compromised}
Systems Affected: {Systems_Affected}
Downtime: {Downtime}
Operational Impact: {Operational_Impact}
Conversion Rate Impact: {Conversion_Rate_Impact}
Revenue Loss: {Revenue_Loss}
Customer Complaints: {Customer_Complaints}
Brand Reputation Impact: {Brand_Reputation_Impact}
Legal Liabilities: {Legal_Liabilities}
Identity Theft Risk: {Identity_Theft_Risk}
Payment Information Risk: {Payment_Information_Risk}
Incident 2: Data Breach
Financial Loss: {Financial_Loss}
Data Compromised: {Data_Compromised}
Systems Affected: {Systems_Affected}
Downtime: {Downtime}
Operational Impact: {Operational_Impact}
Conversion Rate Impact: {Conversion_Rate_Impact}
Revenue Loss: {Revenue_Loss}
Customer Complaints: {Customer_Complaints}
Brand Reputation Impact: {Brand_Reputation_Impact}
Legal Liabilities: {Legal_Liabilities}
Identity Theft Risk: {Identity_Theft_Risk}
Payment Information Risk: {Payment_Information_Risk}
Average Financial Loss: The average financial loss per incident is {average_financial_loss}.
Commonly Compromised Data Types: The types of data most commonly compromised in incidents are {list_of_commonly_compromised_data_types}.
Incident 1: Ransomware Attack
Entity Name: {Entity_Name}
Entity Type: {Entity_Type}
Industry: {Industry}
Location: {Location}
Size: {Size}
Customers Affected: {Customers_Affected}
Incident 2: Data Breach
Entity Name: {Entity_Name}
Entity Type: {Entity_Type}
Industry: {Industry}
Location: {Location}
Size: {Size}
Customers Affected: {Customers_Affected}
Response to the Incidents
Incident 1: Ransomware Attack
Incident Response Plan Activated: {Yes/No}
Third Party Assistance: {Yes/No}
Law Enforcement Notified: {Yes/No}
Containment Measures: {Containment_Measures}
Remediation Measures: {Remediation_Measures}
Recovery Measures: {Recovery_Measures}
Communication Strategy: {Communication_Strategy}
Adaptive Behavioral WAF: {Adaptive_Behavioral_WAF}
On-Demand Scrubbing Services: {On_Demand_Scrubbing_Services}
Network Segmentation: {Network_Segmentation}
Enhanced Monitoring: {Enhanced_Monitoring}
Incident 2: Data Breach
Incident Response Plan Activated: {Yes/No}
Third Party Assistance: {Yes/No}
Law Enforcement Notified: {Yes/No}
Containment Measures: {Containment_Measures}
Remediation Measures: {Remediation_Measures}
Recovery Measures: {Recovery_Measures}
Communication Strategy: {Communication_Strategy}
Adaptive Behavioral WAF: {Adaptive_Behavioral_WAF}
On-Demand Scrubbing Services: {On_Demand_Scrubbing_Services}
Network Segmentation: {Network_Segmentation}
Enhanced Monitoring: {Enhanced_Monitoring}
Incident Response Plan: The company's incident response plan is described as {description_of_incident_response_plan}.
Third-Party Assistance: The company involves third-party assistance in incident response through {description_of_third_party_involvement}.
Data Breach Information
Incident 2: Data Breach
Type of Data Compromised: {Type_of_Data}
Number of Records Exposed: {Number_of_Records}
Sensitivity of Data: {Sensitivity_of_Data}
Data Exfiltration: {Yes/No}
Data Encryption: {Yes/No}
File Types Exposed: {File_Types}
Personally Identifiable Information: {Yes/No}
Prevention of Data Exfiltration: The company takes the following measures to prevent data exfiltration: {description_of_prevention_measures}.
Handling of PII Incidents: The company handles incidents involving personally identifiable information (PII) through {description_of_handling_process}.
Ransomware Information
Incident 1: Ransomware Attack
Ransom Demanded: {Ransom_Amount}
Ransom Paid: {Ransom_Paid}
Ransomware Strain: {Ransomware_Strain}
Data Encryption: {Yes/No}
Data Exfiltration: {Yes/No}
Ransom Payment Policy: The company's policy on paying ransoms in ransomware incidents is described as {description_of_ransom_payment_policy}.
Data Recovery from Ransomware: The company recovers data encrypted by ransomware through {description_of_data_recovery_process}.
Regulatory Compliance
Incident 1: Ransomware Attack
Regulations Violated: {Regulations_Violated}
Fines Imposed: {Fines_Imposed}
Legal Actions: {Legal_Actions}
Regulatory Notifications: {Regulatory_Notifications}
Incident 2: Data Breach
Regulations Violated: {Regulations_Violated}
Fines Imposed: {Fines_Imposed}
Legal Actions: {Legal_Actions}
Regulatory Notifications: {Regulatory_Notifications}
Regulatory Frameworks: The company complies with the following regulatory frameworks regarding cybersecurity: {list_of_regulatory_frameworks}.
Ensuring Regulatory Compliance: The company ensures compliance with regulatory requirements through {description_of_compliance_measures}.
Lessons Learned and Recommendations
Incident 1: Ransomware Attack
Lessons Learned: {Lessons_Learned}
Incident 2: Data Breach
Lessons Learned: {Lessons_Learned}
Incident 1: Ransomware Attack
Recommendations: {Recommendations}
Incident 2: Data Breach
Recommendations: {Recommendations}
Key Lessons Learned: The key lessons learned from past incidents are {list_of_key_lessons_learned}.
Implemented Recommendations: The company has implemented the following recommendations to improve cybersecurity: {list_of_implemented_recommendations}.
References
Additional Resources: Stakeholders can find additional resources on cybersecurity best practices at {list_of_additional_resources}.
Investigation Status
Incident 1: Ransomware Attack
Investigation Status: {Investigation_Status}
Incident 2: Data Breach
Investigation Status: {Investigation_Status}
Communication of Investigation Status: The company communicates the status of incident investigations to stakeholders through {description_of_communication_process}.
Stakeholder and Customer Advisories
Incident 1: Ransomware Attack
Stakeholder Advisories: {Stakeholder_Advisories}
Customer Advisories: {Customer_Advisories}
Incident 2: Data Breach
Stakeholder Advisories: {Stakeholder_Advisories}
Customer Advisories: {Customer_Advisories}
Advisories Provided: The company provides the following advisories to stakeholders and customers following an incident: {description_of_advisories_provided}.
Initial Access Broker
Incident 1: Ransomware Attack
Entry Point: {Entry_Point}
Reconnaissance Period: {Reconnaissance_Period}
Backdoors Established: {Backdoors_Established}
High Value Targets: {High_Value_Targets}
Data Sold on Dark Web: {Yes/No}
Incident 2: Data Breach
Entry Point: {Entry_Point}
Reconnaissance Period: {Reconnaissance_Period}
Backdoors Established: {Backdoors_Established}
High Value Targets: {High_Value_Targets}
Data Sold on Dark Web: {Yes/No}
Monitoring and Mitigation of Initial Access Brokers: The company monitors and mitigates the activities of initial access brokers through {description_of_monitoring_and_mitigation_measures}.
Post-Incident Analysis
Incident 1: Ransomware Attack
Root Causes: {Root_Causes}
Corrective Actions: {Corrective_Actions}
Incident 2: Data Breach
Root Causes: {Root_Causes}
Corrective Actions: {Corrective_Actions}
Post-Incident Analysis Process: The company's process for conducting post-incident analysis is described as {description_of_post_incident_analysis_process}.
Corrective Actions Taken: The company has taken the following corrective actions based on post-incident analysis: {list_of_corrective_actions_taken}.
Additional Questions
General Information
Ransom Payment History: The company has {paid/not_paid} ransoms in the past.
Last Ransom Demanded: The amount of the last ransom demanded was {last_ransom_amount}.
Last Attacking Group: The attacking group in the last incident was {last_attacking_group}.
Incident Details
Most Recent Incident Detected: The most recent incident detected was on {most_recent_incident_detected_date}.
Most Recent Incident Publicly Disclosed: The most recent incident publicly disclosed was on {most_recent_incident_publicly_disclosed_date}.
Most Recent Incident Resolved: The most recent incident resolved was on {most_recent_incident_resolved_date}.
Impact of the Incidents
Highest Financial Loss: The highest financial loss from an incident was {highest_financial_loss}.
Most Significant Data Compromised: The most significant data compromised in an incident was {most_significant_data_compromised}.
Most Significant System Affected: The most significant system affected in an incident was {most_significant_system_affected}.
Response to the Incidents
Third-Party Assistance in Most Recent Incident: The third-party assistance involved in the most recent incident was {third_party_assistance_in_most_recent_incident}.
Containment Measures in Most Recent Incident: The containment measures taken in the most recent incident were {containment_measures_in_most_recent_incident}.
Data Breach Information
Most Sensitive Data Compromised: The most sensitive data compromised in a breach was {most_sensitive_data_compromised}.
Number of Records Exposed: The number of records exposed in the most significant breach was {number_of_records_exposed}.
Ransomware Information
Highest Ransom Demanded: The highest ransom demanded in a ransomware incident was {highest_ransom_demanded}.
Highest Ransom Paid: The highest ransom paid in a ransomware incident was {highest_ransom_paid}.
Regulatory Compliance
Highest Fine Imposed: The highest fine imposed for a regulatory violation was {highest_fine_imposed}.
Most Significant Legal Action: The most significant legal action taken for a regulatory violation was {most_significant_legal_action}.
Lessons Learned and Recommendations
Most Significant Lesson Learned: The most significant lesson learned from past incidents was {most_significant_lesson_learned}.
Most Significant Recommendation Implemented: The most significant recommendation implemented to improve cybersecurity was {most_significant_recommendation_implemented}.
References
Most Recent Source: The most recent source of information about an incident is {most_recent_source}.
Most Recent URL for Additional Resources: The most recent URL for additional resources on cybersecurity best practices is {most_recent_url}.
Investigation Status
Current Status of Most Recent Investigation: The current status of the most recent investigation is {current_status_of_most_recent_investigation}.
Stakeholder and Customer Advisories
Most Recent Stakeholder Advisory: The most recent stakeholder advisory issued was {most_recent_stakeholder_advisory}.
Most Recent Customer Advisory: The most recent customer advisory issued was {most_recent_customer_advisory}.
Initial Access Broker
Most Recent Entry Point: The most recent entry point used by an initial access broker was {most_recent_entry_point}.
Most Recent Reconnaissance Period: The most recent reconnaissance period for an incident was {most_recent_reconnaissance_period}.
Post-Incident Analysis
Most Significant Root Cause: The most significant root cause identified in post-incident analysis was {most_significant_root_cause}.
Most Significant Corrective Action: The most significant corrective action taken based on post-incident analysis was {most_significant_corrective_action}.
What Do We Measure?
Every week, Rankiteo analyzes billions of signals to give organizations a sharper, faster view of emerging risks. With deeper, more actionable intelligence at their fingertips, security teams can outpace threat actors, respond instantly to Zero-Day attacks, and dramatically shrink their risk exposure window.
These are some of the factors we use to calculate the overall score:
Identify exposed access points, detect misconfigured SSL certificates, and uncover vulnerabilities across the network infrastructure.
Gain visibility into the software components used within an organization to detect vulnerabilities, manage risk, and ensure supply chain security.
Monitor and manage all IT assets and their configurations to ensure accurate, real-time visibility across the company's technology environment.
Leverage real-time insights on active threats, malware campaigns, and emerging vulnerabilities to proactively defend against evolving cyberattacks.
